Luis Ramos, EA, NTPI Fellow, CAA 

Luis Ramos is an Enrolled Agent (EA), NTPI Fellow, Certified Acceptance Agent (CAA), and Certified Tax Representation Consultant (CTRC) specializing in proactive tax advisory, strategic tax planning, business taxation, and IRS representation. As the founder of Ramos Tax Financial Solutions LLC, Luis works with individuals, high-income professionals, and business owners who want more than basic tax preparation—they want to understand their tax position, identify legitimate opportunities to reduce taxes, and make better tax decisions throughout the year.

His advisory approach begins with a simple principle: a tax return tells you what already happened; tax planning is designed to help you decide what to do before the year is over. Luis works with clients to evaluate business structure, compensation, deductions, retirement opportunities, investments, estimated payments, major purchases, and other tax considerations that may affect the amount of tax they ultimately pay.

For business owners, his work often involves coordinating the tax consequences of entity selection, S corporation taxation, payroll, shareholder or owner compensation, distributions, bookkeeping, retirement planning, and business growth. The objective is to make the tax strategy work together with the business—not treat each tax issue in isolation.

As an Enrolled Agent, Luis is federally authorized to represent taxpayers before the Internal Revenue Service in matters involving audits, collections, appeals, tax debt, and other federal tax controversies.

Luis has also earned the designation of NTPI Fellow through the National Tax Practice Institute, reflecting advanced education and training in taxpayer representation and tax resolution. His representation experience includes IRS collection matters, installment agreements, Offers in Compromise, penalty abatement, liens and levies, payroll-tax matters, compliance issues, and other tax controversies.

This combination of proactive tax advisory and IRS representation allows Ramos Tax Financial Solutions to assist clients on both sides of the tax equation: planning before a problem occurs and representing taxpayers when a problem already exists.

Luis is committed to professional standards, continuing education, and effective taxpayer advocacy. Ramos Tax Financial Solutions LLC also maintains business credentials with the Better Business Bureau (BBB) and Dun & Bradstreet (D&B), reinforcing the firm's commitment to professionalism and business credibility.